보험 산업 및 인슈어테크 리포트 (May 29, 2026)
Seoul AI Hub is teaming up with Kyobo Life and the Air Force to expand AI open innovation in finance and defense. Meanwhile, Tomato System saw its Q1 order backlog climb 23% year-over-year to 23.6 billion KRW. Looking abroad, Insurtech Insights USA 2026 kicks off next week, with AI-driven underwriting and claims automation topping the agenda.
Insurance Industry and Insurtech Report — 2026-05-29
Domestic Insurance Industry Trends
Kyobo Life Expands Open Innovation with Seoul AI Hub
Seoul AI Hub is scaling up its AI open innovation program by collaborating with industry partners like Kyobo Life and the Air Force. The program supports business commercialization through a "reverse pitching" approach, where industry departments reveal specific AI challenges and work directly with startups on pilot projects.

Tomato System: Q1 Order Backlog Hits 23.6 Billion KRW, Up 23% Year-over-Year
AI software and digital healthcare firm Tomato System announced that its order backlog reached 23.6 billion KRW in Q1 2026. This marks a 22.9% increase compared to the same period last year and more than double the 11.5 billion KRW recorded in Q1 two years ago.

4 in 10 Patients Fail to Follow Up After Fatty Liver Diagnosis
A recent study shows that while many Korean patients are diagnosed with fatty liver disease through health checkups, a significant number do not pursue follow-up care. This highlights the need for insurance companies to step up in encouraging proactive treatment and enhancing preventive healthcare services.

Global Insurtech and Healthcare Achievements
Insurtech Insights USA 2026 Kicks Off Next Week — Focus on AI
Insurtech Insights USA 2026 is set to take place in New York next week. Major AI firms like OpenAI and Anthropic will be participating, with key sessions focusing on agentic AI applications, the transformation of underwriting, claims modernization, human-AI collaboration, and enterprise AI strategy.

Roche Launches Certified Algorithm Library for Chronic Liver Disease
Roche has released its "Liver Disease Panel," the first certified healthcare algorithm library designed to support the management of chronic liver disease (CLD). It sets a new benchmark for how insurance companies can design preventive medical programs.
Large Insurance Firm Redefines Developer Roles Through AI
A major insurance company with 1,000 developers is redefining the role of its engineering staff from "executors" to "architects" due to the integration of AI. This shift demonstrates that digital transformation in the insurance sector is evolving beyond mere technology adoption into a fundamental shift in organizational culture.
Market Insights and Analysis
AI-Driven Convergence of Insurance and Healthcare
Recent domestic and international trends show that the insurance industry is doubling down on building preventive healthcare ecosystems using AI and digital health technology. The success of Kyobo Life's open innovation and Tomato System's growth reflect this momentum. Meanwhile, global examples—like Roche’s certified algorithm library and the organizational shifts at large insurers—suggest that the marriage of insurance and healthcare is moving beyond simple product development toward total operational efficiency.
The "40% non-follow-up rate" identified in the fatty liver patient data underscores the need for insurers to build patient tracking and automated reminder systems through digital healthcare platforms. This signals a fundamental shift in the insurance value chain: moving away from simple compensation toward a model focused on prevention, management, and healing.
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