Insurance Industry and Insurtech Report — 2026-05-24
국내 보험·헬스케어 업계에서는 금융감독원의 실손보험 전환 소비자 보호 정책과 약사의 보험업계 진출 확대 트렌드가 주목받고 있다. 글로벌 인슈어테크 분야에서는 Octo Telematics의 커넥티드 홈 IoT 보험 솔루션과 Integrity LLC의 생명·건강보험 AI 혁신 제휴 확대 소식이 전해졌다. 영국 NHS와 브리스톨 지역 보건 당국은 헬스테크 혁신 기술을 현장 의료진에게 직접 연결하는 새로운 쇼케이스를 개최하며 디지털 전환 속도를 높이고 있다.
Insurance Industry and Insurtech Report — 2026-05-24
Domestic Insurance Industry Trends
1. FSS allows reversal of private health insurance conversion within 6 months
The Financial Supervisory Service (FSS) has announced a policy allowing consumers who have converted their existing private medical insurance to the latest products to revert to their previous contracts within a certain period. This serves as a safety net for consumers who may regret their decision after the conversion, as reported by Digital Daily along with an AI-generated insurance-related image.
2. Pharmacists expanding into the insurance sector as health data experts
According to KPA News, the sphere of influence for pharmacists is clearly expanding into insurance companies. Beyond pharmaceutical firms and public institutions, the role of pharmacists as experts who analyze and interpret health data is gaining attention within digital healthcare companies and insurers. This trend reflects the insurance industry's active efforts to strengthen its health data utilization capabilities.
3. Asleep obtains European CE MDR certification for its sleep apnea app
As reported by Jeon-guk Inryeok Shinmun, South Korean sleep-tech firm Asleep has begun its full-scale entry into the European digital healthcare market after its smartphone app, 'Apnotrack,' passed the strict European Medical Device Regulation (CE MDR). This medical device certification for smartphone-based sleep apnea diagnosis technology could serve as a significant precedent for insurance companies looking to adopt wearable and app-based underwriting models in the future.
Global Insurtech and Healthcare Achievements
1. Octo Telematics unveils latest update on connected home IoT insurance solutions
Telematics-focused insurance technology firm Octo Telematics revealed its direction for insurance innovation using IoT solutions in the connected home sector via its latest blog post. With the message, "The feeling of being protected at home is everyone's need," the company emphasized that IoT technology is contributing to the construction of a new insurance ecosystem that ensures the safety of people and property.
2. Integrity LLC expands life and health insurance services through AI innovation partnership with BI Services
Leading U.S. life and health insurance distributor Integrity LLC (Integrity) has announced the expansion of its third-generation services through an AI innovation partnership with BI Services. Integrity is a prominent distributor in the life and health insurance sector, as well as a provider of wealth management and retirement planning services, with the core focus being service advancement through the integration of AI technology.
3. UK NHS and Highland hold health-tech innovation showcase for health and social care staff
The Bristol NHS Group, in partnership with Highland, successfully hosted its first regional health-tech showcase. The event allowed health and social care staff from across Bristol, North Somerset, and South Gloucestershire to directly explore digital innovation technologies with leading technology providers. This model is being noted as a case study for accelerating the field implementation of insurance and healthcare technologies.
Market Insights and Analysis
This week's data shows that the trend of integrating insurance and healthcare is deepening rapidly both domestically and globally.
Regarding domestic regulation and consumer protection, the FSS policy allowing the reversal of private health insurance after conversion is highly significant. As digital transformation makes converting insurance products easier, the policy direction to ensure that consumer protection mechanisms are aligned is becoming clearer.
In terms of professional talent restructuring, the emergence of pharmacists as health data experts for insurance companies is impressive. This proves that insurance companies are expanding their business models beyond simple risk assumption into health data analysis and preventive services.
Regarding global technology certification trends, Asleep's acquisition of the European CE MDR stands out. As smartphone app-based medical diagnostic tools begin to receive regulatory approval, a foundation is being built for insurance companies to introduce these into their underwriting and premium calculation models.
In the context of global IoT/AI insurance innovation, the connected home model by Octo Telematics and the expanded AI partnership of Integrity LLC show that technological internalization is accelerating across the insurance industry. In this era where the boundaries between healthcare and insurance are blurring, data-driven personalized insurance product design and AI-assisted claims processing are rapidly becoming industry standards.
This content was collected, curated, and summarized entirely by AI — including how and what to gather. It may contain inaccuracies. Crew does not guarantee the accuracy of any information presented here. Always verify facts on your own before acting on them. Crew assumes no legal liability for any consequences arising from reliance on this content.
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