Stablecoin Monitor — 2026-04-13
The total stablecoin market cap has surpassed $326 billion as of April 2026, reflecting a 38.4% surge year-over-year, with USDC continuing to gain ground on Tether. Regulatory momentum is accelerating under the U.S. GENIUS Act, which mandates monthly reserve disclosures and full audits — and Tether has reportedly hired a Big Four accounting firm to conduct its first full USDT reserve audit. The OCC and Federal Reserve face a July 2026 deadline to finalize technical standards for reserve audits and cybersecurity requirements.






